Stock market returns are unpredictable. News cycles create emotional swings. Indexes are built for scale, not for individual investor needs. Many of our clients felt like they were playing a game with rules that kept changing - until they discovered private investing.
“I felt like I had no control over my portfolio. Now I finally understand where my money is working, and why.”
Common feedback from Rainmaker clients
You have built or sold a company and want your capital working as hard as you, not sitting idle, tied up in property, or exposed to market swings.
Private investments align with your entrepreneurial mindset, providing disciplined opportunities that match your business acumen.
You have established a thriving career and accumulated wealth in your Professional Corp and Registered accounts. Now you want stability and growth without the stress of market volatility, real estate management, or low-yield GICs.
Private investments give you the freedom to protect your wealth while focusing on your career and passions.
You want dependable income and smart growth that safeguards your legacy; not the anxiety of constant portfolio swings.
Private investments offer the peace of mind to enjoy your family and the life you have worked hard to create.
You seek portfolios built on stable companies, essential real estate, and exclusive late-stage opportunities usually reserved for institutions.
Private investments provide the diversification, stability, and access that elevate your family’s wealth strategy for generations.
These results reflect real Rainmaker portfolios in private companies - transparent, consistent, and aligned. We don’t list all the portfolio details on-line; for good reason. These are shared privately during a consultation, so we can align each opportunity to your specific needs.
Figures are net of fees and presented for illustrative purposes only. Historical returns reflect reporting from each issuer and may differ from future outcomes. Targeted returns and distributions are objectives only and are not guaranteed. Actual results depend on issuer performance and market conditions. These figures do not reflect the potential impact of distribution treatments such as Return of Capital (ROC). Each investor’s personal tax outcome may differ; please consult your tax professional. Issuer-provided Offering Memorandum, Fund Facts, and marketing materials are available for each investment on this website and should be reviewed before investing. Historical figures last updated May 2, 2025.
“The figures you see are net of fees. With additional advantages like Return of Capital (ROC) treatment, many clients find their after-tax results are even better.”
“It’s not just what you earn, it’s what you keep.” Traditional investments like GICs, mutual funds, and dividend stocks are taxed every year, eroding returns whether you reinvest or withdraw the income.
Many private investments, by contrast, are structured with annual distributions treated as Return of Capital (ROC). This allows taxes to be deferred, so more of your money continues working — either inside the investment if you reinvest, or in your pocket if you draw distributions.
Here is a $1,000,000 illustrative example, modelled across four investment vehicles over five years, to compare outcomes at both 6% and 8% returns.
Cumulative ROC $48,000 (deferred)
Cumulative ROC $48,000 (deferred)
Cumulative ROC $240,000, exit CG tax $60,000
Cumulative ROC $240,000, exit CG tax $60,000
Cumulative ROC $64,000 (deferred)
Cumulative ROC $64,000 (deferred)
Cumulative ROC $320,000, exit CG tax $80,000
Cumulative ROC $320,000, exit CG tax $80,000
The figures shown are for illustration only and are based on assumed rates of return and simplified tax treatment over a five-year period, including the impact of deferral and tax at disposition. They do not represent actual client results or guaranteed outcomes. Assumptions: GIC interest and mutual fund income taxed annually at 50%; eligible dividends taxed annually at 39%; Return of Capital (ROC) distributions deferred until disposition, with capital gains tax applied on exit. Past performance is not indicative of future results. Actual outcomes will vary depending on each investor’s personal situation, income level, and province of residence. The tax treatment described is general in nature and may not apply to every investor. Please seek independent advice from your tax professional regarding your personal situation. Issuer-provided Offering Memorandum, Fund Facts, and marketing materials are available for each investment on this website and should be reviewed before investing. Historical figures last updated May 2, 2025.
“Notice how private investments with Return of Capital (ROC) treatment can deliver comparable or slightly higher final values — but provide substantially more cash flow and less annual tax drag.”
Most wealthy Canadians know revenue property. It feels tangible, familiar, even safe. But after tax, property rarely delivers the income or peace of mind you deserve.
Rainmaker’s curated portfolios are different. Using a conservative 8% annual distribution, structured as tax-efficient return of capital, our clients see true after-tax income every year — and still preserve long-term wealth.
Figures shown are for illustrative purposes only and are based on assumed returns, leverage, expenses, and simplified tax treatment over a 10-year period. They do not represent actual client results or guaranteed outcomes. Rainmaker results assume an 8% targeted annual distribution, with 80% treated as Return of Capital (ROC) and 20% as taxable income. ROC reduces adjusted cost base and defers tax until disposition, at which time capital gains tax applies. Targeted distributions are objectives only, not promises. Past performance is not indicative of future results. Actual outcomes will vary depending on each investor’s personal circumstances, income level, and province of residence. The tax treatment described is general in nature and may not apply to every investor. Please seek independent advice from your tax professional regarding your personal situation. Issuer-provided Offering Memorandum, Fund Facts, and marketing materials are available for each investment on this website and should be reviewed before investing.
“This is the math most investors never see. Property ties up equity, drags on cash flow, and leaves you waiting for a sale. Rainmaker’s private investments are built to deliver consistent after-tax income today — and preserve your wealth for tomorrow. Which would you rather rely on for peace of mind?”
“After selling our business, we were overwhelmed by options. Rainmaker gave us a clear strategy, now our wealth works for us while we enjoy life!”
Business Owner, Kelowna and Winnipeg
